Well it is live fed now the new instant Payment system from the Federal Reserve That will replace credit cards Usher in A central bank digital dollar and Replace cash forcing you to use a system That could be switched off for you at Any time if you post the wrong meme on The internet guys I recommend you buy Gold emergency food and gas stove if you Live in New York but anyway is fed now Actually anything like what the Conspiracy theorists say well they Didn't just turn on Skynet sky The FED catching up with the private Sector fed now is basically the same Thing as the RTP Network run by the Clearinghouse which is what the Real-time ACH transfers run over that Network has been running since 2017